Tell us where you’re heading
Work through one friendly question at a time. We change the detail to match your KiwiSaver confidence.
A human-reviewed KiwiSaver check
Your KiwiSaver deserves more than a guess.
A bright, plain-English journey that helps you understand your settings, prepares the full application, and gives a real adviser everything they need to help.
- Start anonymously
- Save as you go
- Human reviewed
KiwiSaver clarity
One question at a time
No robot releasing advice
A better kind of form
Feels simple for you.
Builds a serious file for your adviser.
Most financial forms make you translate your life into boxes. MoneyIQ starts with the decision you are actually trying to make, then quietly gathers the evidence an adviser needs.
If you know KiwiSaver well, we can explore more detail. If you do not, we keep it visual, practical and jargon-light.
How it works
See your starting point
You’ll see a proposed fund category and the reasons behind it—not a mysterious score or sales pitch.
A real adviser checks everything
Your complete application, evidence and any discussion points go to a qualified MoneyIQ adviser before advice is released.
Market weather, not a risk quiz
How would you feel if $50,000 became $40,000?
Instead of asking abstract questions, we show real-feeling situations. Your likely behaviour, timeframe and financial buffer all matter. There is no heroic answer.
Why these questions matterThe MoneyIQ difference
Prepared by technology.
Released by a human.
MoneyIQ calculates a proposed fund category, prepares the evidence and highlights anything that deserves a conversation. A real adviser reviews the complete application and controls the Statement of Advice.
- Reasons are always visible
- You can disagree with the outcome
- No automatic fund switch
Ready when you are
Let’s make your KiwiSaver make sense.
You do not need your contact details or documents to begin.